Our Mission

To help our clients get out of debt and understand the practice of sound money management through Credit Counselling, Debt Management and Educational Services.

Solutions Credit Counselling Service Inc. was created in 1999 to provide consumers with a choice - we offer 100% confidential and unbiased Credit Counselling, Debt Management and Credit Education services. We are Canadian owned and operated, and the only independent agency of its kind in Canada working for you, not your creditors!

Our Team

President, Margaret H. Johnson ACE, RQIC, with over 36 years of industry experience is the thinking leader in the field of Credit Counseling. She is an Accredited Insolvency Counsellor, Registered by Industry Canada, a regular on the speaking circuit, and her columns appear on MyTelus.com, Shaw: Finance, Canada Home Guide, Today's Parent and HUSH. As a successful business owner and two-time nominee for Entrepreneur of the Year, Margaret has proven herself to be a respected community member and trusted Credit Counselling expert.

Our highly qualified team of professionals and Credit Education Specialists™ includes Industry Canada Government Licensed and Registered Insolvency Counsellors, trained to provide you with individually tailored services designed to meet your unique circumstances. Our Canadian Credit Counsellors are also insured for your protection.

Our Code of Ethics

We offer both consumer and corporate services and are dedicated to our core values of Trust, Respect and Integrity, operating under a strict Code of Ethics.

Solutions™ Credit Counselling Service Inc. is a Federally Registered Canadian Company located in Surrey, British Columbia.


If you find yourself struggling to make even the minimum payments on your debt you need professional help! Don’t wait! Call Solutions Credit Counselling at 1(877) 588-9491 or fill out our Debt Consolidation Questionnaire and get your Free Credit Counselling Advice today.